When we find ourselves in a difficult financial situation, first of all we try to find someone who can help with money. free of charge. First of all, you should try to find options for an independent solution and analyze your problem - its causes and consequences. But there are always vulnerable segments of the population who cannot correct the current situation on their own, especially if it is too serious. So it is worth knowing who you can find help with, if necessary.

We set priorities and make plans.

Let's define For what you need funds:

1. Urgent medical care.
2. Satisfaction of basic needs.
3. Opening your own business.
4. Improvement of living conditions.
5. Implementation of a social project.

Now it remains to find answers to two questions - what amount do you need it and are you ready for it to return on your own? If you are still ready to thank your savior and return the funds to him, the task is somewhat simplified. In fact, you borrow money, make a loan.

The problem lies only in setting terms and interest. If relatives or the company where you work act as a creditor, you can count on loyal conditions - without interest and all that.

On the web, you can find several sites where people ask for loans at zero or minimum%. But, unfortunately, these resources have not won much popularity, only a few offers are gaining a modest couple of thousand rubles.

5 charitable aid funds.

What can you do if there is no refund option? When it comes to healthcare, that's usually the case. The operation and further treatment can cost several hundred thousand dollars, even if the family sells all their property, they will not be able to find such funds. In this case, there are organizations.

Each region has its own organizations that provide assistance to residents of the city, district or county. There is no point in dwelling on their description; look for information on your city portal. But there is all-Russian organizations operating at the federal level:

1. "Live".
2. Foundation for Sick Children.

These are only the largest and most significant funds, but there are still a sufficient number of state programs. There is no 100% guarantee that by applying you will receive the necessary assistance in full, each organization or program has its own resource and certain quotas.

But it's worth a try in sick children good chances of getting real support.

Where is the free cheese?

Well, what if you are quite healthy, but you are not satisfied with the current financial condition? For example, you want a new car or apartment. As a last resort, they would not refuse to repair or a couple of new devices, but the funds do not allow.

But do you really need outside help, is there really no way to earn at least part of what you want on your own? If you do not belong to the socially unprotected segments of the population, no one will just help you.

For low-income families, large families, disabled children - there are special programs in each region, contact the local administration to clarify the conditions for obtaining material compensation. Everyone else can only say that free cheese is only in a mousetrap.

All statements of banks or shops about interest-free loans are not true, you will overpay and quite a lot. Strangers will not help just like that either, they will always need something in return. Think carefully about whether it is worth it and whether you are ready to pay with a return service.

You can always borrow money from relatives and close acquaintances, but this can somewhat spoil the relationship in the event of financial problems. If you cannot afford to improve your current conditions, you may have to accept the situation for a while.

Where can you get money for your business?

What if you have a brilliant business plan but don't have the funds to implement it? Internet projects to raise funds for such cases will help to solve the problem; they have existed for more than a year.

The most popular platform - kickstarter.com, has raised tens of millions of dollars for a wide variety of ideas. The site has many settings that allow you to adjust the amount, return conditions and incentives for donations. Money can be transferred to you both absolutely free of charge and with certain conditions. Depending on what you choose when starting the project.

You will be required presentation of your ideas- a summary of the plan with convincing arguments about the necessity or profitability of this enterprise.

Another point is important - the fundraising campaign should be adequately covered. If only a few people go to the page with the ability to transfer funds, the return on this will be minimal. But when it comes to several thousand or tens of thousands of visitors, things take a more interesting turn.

Social projects and options for their implementation.

If you have decided to improve someone's life, perhaps your own, but you cannot cope with the task set for yourself, seek help from specialists.

Social workers from public funds and private organizations will be happy to contact you. It makes no sense to show special independence, any problem requires material resources for its solution. Relying on your own funds, you will not go far if you do not have a multi-million dollar capital.

The chances of getting help from private individuals are also not very high, only if you manage to push the story at least on local television. Officials and businessmen like to take patronage over disadvantaged people from time to time, especially when there is a tear-jerking story and media coverage of the situation. An attempt to advertise yourself on someone else's grief or real pity? We will not know this, but a person in need or even a whole family receives the necessary help and this is quite enough.

Every day it's getting easier to find someone who can help with money for free. But there are more and more scammers who, under the guise of help, will draw funds from you themselves. Don't be fooled and remember that there is no quick money.

Video about how to get money